Investor Loans in Charlotte
Flipmax finances investment property across the Charlotte area on both sides of the state line, from Mecklenburg County to York and Lancaster counties in South Carolina. Flipmax.
Term sheets the same day. Closing typically within 10 business days.
Charlotte, in North and South Carolina
The Charlotte area covers Charlotte and Mecklenburg County, the surrounding North Carolina counties, and York and Lancaster counties in South Carolina. Flipmax.
Charlotte's growth has pushed new subdivisions and infill construction out in every direction from Uptown, and the metro runs south into South Carolina along I-77.
Investors here often buy on both sides of the line. Flipmax covers both, so a North Carolina flip and a South Carolina build can sit with the same lender.
Three loans for Charlotte-area deals
ake
Ground-Up Construction
One loan buys the lot and builds the house. Up to 92.5% of cost. Get permits after closing.
For spec homes and infill builds. First-time builders are welcome.
gnite
Fix & Flip / Bridge
Bring 10% of the purchase. We fund the rest, rehab included.
For older homes closer in that need updating before resale, or a bridge when no rehab is needed.
exus
DSCR
Your rent qualifies the loan. No tax returns, no W-2s, 30-year terms.
For single-family rentals and small multifamily held for the long term, qualified on rent rather than tax returns.
Questions from Charlotte investors
Do you lend in South Carolina around Charlotte?
+Yes. Flipmax's Charlotte area includes York and Lancaster counties in South Carolina. Flipmax.
Can a first-time builder get a construction loan?
+Yes. Wake ground-up construction loans welcome first-time builders, and permits can come after closing.
What credit score do I need?
+Flipmax works with borrowers from 600 FICO. Scores of 680 and up get the best terms.
Have a deal in Charlotte?
Flipmax lends across the DMV, Greater Philadelphia, Charlotte, Atlanta, Orlando, and Dallas-Fort Worth.
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