E-Sign Consent

Flipmax LLC, a Virginia limited liability company ("Flipmax," "we," "us," or "our"), is committed to providing you with efficient and convenient service. This E-Sign Consent ("Consent") applies to all communications, documents, disclosures, and records related to your relationship with Flipmax, including but not limited to loan applications, loan agreements, account statements, notices, and other documents (collectively, "Communications").

Electronic Delivery of Communications and Use of Electronic Signatures

By agreeing to this Consent, you agree to receive all Communications from Flipmax, our subsidiaries, affiliates, and third-party service providers electronically rather than in paper form. You also consent to the use of electronic signatures in connection with any transactions or agreements with Flipmax. Your consent applies to all Communications related to any product or service offered by Flipmax, whether before, during, or after the term of any loan or account.

Electronic Communications may be delivered to you via:

• Email to the address you have provided
• Posting on the Flipmax website (flipmax.com)
• Any online portal or dashboard provided by Flipmax
• Text message (SMS) to the phone number you have provided

You agree that all Communications provided electronically satisfy any legal requirement that such communications be provided in writing. Your electronic signature on any document shall be treated as valid and binding to the same extent as a handwritten signature.

Scope of Communications

Communications covered by this Consent include, but are not limited to:

• Loan applications, pre-qualification letters, and term sheets
• Loan agreements, promissory notes, and closing documents
• Account statements and payment confirmations
• Privacy policies, disclosures, and notices required by law
• Tax-related documents (e.g., IRS Forms 1098, 1099)
• Changes to terms, rates, or fees
• Customer service communications
• Any other documents or notices related to your relationship with Flipmax

System Requirements

To receive and retain electronic Communications, you will need:

• A computer or mobile device with internet access
• A current web browser with 128-bit encryption (e.g., Google Chrome, Mozilla Firefox, Safari, Microsoft Edge)
• Software to view PDF files (e.g., Adobe Acrobat Reader)
• A valid email address
• Sufficient storage space or a printer to save or print documents for your records

By consenting to electronic delivery, you confirm that you have access to the necessary hardware and software and that you are able to receive, open, and retain electronic Communications.

Change of Designated Email Address

It is your responsibility to keep your email address current with Flipmax. If your email address changes, please notify us promptly by emailing [email protected] or calling (833) FLIPMAX. Failure to maintain a current email address may result in your inability to receive important Communications.

Withdrawing Consent

You may withdraw your consent to receive electronic Communications at any time by writing to us at:

Flipmax LLC
Attn: Compliance
10410 Kensington Pkwy, Suite 224
Kensington, MD 20895

Please note that withdrawing your consent may result in the termination of your access to our online services. If you withdraw consent while a loan application is pending, your application may be terminated. Withdrawal of consent will not affect the legal validity or enforceability of any Communications provided or transactions completed prior to your withdrawal.

Receiving Paper Copies

You may request complimentary paper copies of any electronic Communication by contacting us at [email protected] or by calling (833) FLIPMAX. Flipmax reserves the right to charge a reasonable fee for providing paper copies in the future, in which case we will notify you in advance.

Contact Us

If you have questions about this E-Sign Consent, please contact us:

Flipmax LLC
10410 Kensington Pkwy, Suite 224
Kensington, MD 20895
Email: [email protected]
Phone: (833) FLIPMAX