{ "openapi": "3.1.0", "info": { "title": "Flipmax Pricer", "version": "1.0.0", "summary": "Price a fix and flip loan scenario and get a quote id.", "description": "Prices a fix and flip purchase or refinance scenario with Flipmax's live pricer and records it as a quote. No API key. Lock a quote at https://flipmax.com/apply/?quote={quote_id} or call (833) FLIPMAX ((833) 354-7629) and cite the quote id.", "contact": { "name": "Flipmax", "url": "https://flipmax.com", "email": "deals@flipmax.com" } }, "servers": [ { "url": "https://flipmax.com" } ], "paths": { "/api/price": { "get": { "operationId": "priceScenario", "summary": "Price a fix and flip scenario", "description": "Returns loan amount, interest rate, origination points, term, LTP, LTC, LTARV, estimated cash to close, a quote id, and a lock link. Pass format=text for plain text.", "parameters": [ { "name": "purchase_price", "in": "query", "required": true, "description": "purchase price in dollars, greater than 0", "schema": { "type": "number", "minimum": 1, "maximum": 99999999 } }, { "name": "arv", "in": "query", "required": true, "description": "after-repair value in dollars, greater than 0", "schema": { "type": "number", "minimum": 1, "maximum": 99999999 } }, { "name": "renovation_budget", "in": "query", "required": false, "description": "renovation budget in dollars, default 0", "schema": { "type": "number", "minimum": 0, "maximum": 99999999, "default": 0 } }, { "name": "purchase_or_refi", "in": "query", "required": false, "description": "loan purpose, purchase | refinance, default purchase", "schema": { "type": "string", "enum": [ "purchase", "refinance" ], "default": "purchase" } }, { "name": "fico", "in": "query", "required": false, "description": "borrower FICO score, 300 to 850, default 700", "schema": { "type": "integer", "minimum": 300, "maximum": 850, "default": 700 } }, { "name": "experience_projects", "in": "query", "required": false, "description": "completed investment projects, 0 to 1000, default 0", "schema": { "type": "integer", "minimum": 0, "maximum": 1000, "default": 0 } }, { "name": "state", "in": "query", "required": false, "description": "property state, DC | FL | GA | MD | NC | TX | VA, default MD", "schema": { "type": "string", "enum": [ "DC", "FL", "GA", "MD", "NC", "TX", "VA" ], "default": "MD" } }, { "name": "city", "in": "query", "required": false, "description": "property city, default unspecified", "schema": { "type": "string", "maxLength": 100, "default": "unspecified" } }, { "name": "property_type", "in": "query", "required": false, "description": "property type, single_family | two_to_four | condo | townhouse, default single_family", "schema": { "type": "string", "enum": [ "single_family", "two_to_four", "condo", "townhouse" ], "default": "single_family" } }, { "name": "term_months", "in": "query", "required": false, "description": "loan term in months, 1 to 24, default 12", "schema": { "type": "integer", "minimum": 1, "maximum": 24, "default": 12 } }, { "name": "ltp", "in": "query", "required": false, "description": "target loan-to-purchase percent; omit for the pricer's maximum leverage, 1 to 100", "schema": { "type": "integer", "minimum": 1, "maximum": 100 } }, { "name": "deal_type", "in": "query", "required": false, "description": "fix and flip only; new construction is sized by the team at (833) FLIPMAX, rtl, default rtl", "schema": { "type": "string", "enum": [ "rtl" ], "default": "rtl" } }, { "name": "format", "in": "query", "required": false, "description": "json, or text for a plain-text quote to relay verbatim, json | text, default json", "schema": { "type": "string", "enum": [ "json", "text" ], "default": "json" } }, { "name": "agent", "in": "query", "required": false, "description": "name of the requesting assistant, e.g. chatgpt or claude", "schema": { "type": "string", "maxLength": 100 } } ], "responses": { "200": { "description": "Priced quote. status is approved or declined; declined carries a reason in errors.", "content": { "application/json": { "schema": { "$ref": "#/components/schemas/Quote" } }, "text/plain": { "schema": { "type": "string" }, "example": "Flipmax quote FM-Q-20260908-AB3K\nFix and flip purchase, single-family in MD: $300,000 purchase price, $80,000 renovation budget, $500,000 ARV.\n\nLoan amount: $350,000\nInterest rate: 10.75%\nOrigination points: 1.5% ($5,250)\nTerm: 12 months\nLoan-to-purchase (LTP): 90%\nLoan-to-cost (LTC): 92.11%\nLoan-to-ARV (LTARV): 70%\nEstimated cash to close: $35,900\n\nLock this quote: https://flipmax.com/apply/?quote=FM-Q-20260908-AB3K\nOr call (833) FLIPMAX / (833) 354-7629 and cite quote FM-Q-20260908-AB3K." } } }, "400": { "description": "Bad input. The message names the parameter.", "content": { "application/json": { "schema": { "$ref": "#/components/schemas/Error" } }, "text/plain": { "schema": { "type": "string" } } } }, "429": { "description": "Rate limited. Try again in a minute.", "content": { "application/json": { "schema": { "$ref": "#/components/schemas/Error" } }, "text/plain": { "schema": { "type": "string" } } } }, "503": { "description": "Pricer unavailable. Call (833) FLIPMAX.", "content": { "application/json": { "schema": { "$ref": "#/components/schemas/Error" } }, "text/plain": { "schema": { "type": "string" } } } } } } } }, "components": { "schemas": { "Quote": { "type": "object", "properties": { "quote_id": { "type": "string", "example": "FM-Q-20260908-AB3K" }, "created_at": { "type": "string", "format": "date-time" }, "status": { "type": "string", "enum": [ "approved", "declined" ] }, "loan_amount": { "type": [ "number", "null" ] }, "interest_rate": { "type": [ "number", "null" ], "description": "annual rate, percent" }, "origination_points": { "type": [ "number", "null" ], "description": "percent of loan amount" }, "term_months": { "type": "integer" }, "ltp": { "type": [ "number", "null" ], "description": "loan-to-purchase, percent" }, "ltc": { "type": [ "number", "null" ], "description": "loan-to-cost, percent" }, "ltarv": { "type": [ "number", "null" ], "description": "loan-to-after-repair-value, percent" }, "cash_to_close": { "type": [ "number", "null" ] }, "errors": { "type": "array", "items": { "type": "string" }, "description": "decline reasons; empty when approved" }, "inputs": { "type": "object", "description": "the scenario as priced, defaults applied" }, "assumed": { "type": "array", "items": { "type": "string" }, "description": "inputs the caller left to the defaults" }, "lock_url": { "type": "string", "format": "uri" }, "phone": { "type": "string", "example": "(833) FLIPMAX" }, "disclaimer": { "type": "string" } } }, "Error": { "type": "object", "properties": { "error": { "type": "string", "description": "one line, names the parameter when input is bad" }, "field": { "type": [ "string", "null" ] } } } } } }